For
most people, life insurance is a mystery.
Because
most people don’t understand it, or are afraid of talking about the
possibility of death, they procrastinate or simply go without it.
I
want to make you aware of what happens if you procrastinate, if you
don’t buy the protection your family needs.
I want to do this in the comfort of your own home.
Where you can read this report, talk it over with your spouse.
Recently
I had the displeasure of
speaking with a widow, friend and client of mine.
I
had to tell her that I had spoken to her husband about life insurance,
However, he never purchased the coverage he needed.
He thought he had plenty of time.
She
had told me that she didn’t know how she was going to pay off the
mortgage or raise the kids without her spouse’s income.
I
want you to be informed before it happens to you. Death is a certainty.
Please
take a honest look at this report.
If
you would like to get together to talk about your life insurance needs
please call me. In addition to our regular office hours…We do make
evening and Saturday morning appointments.
I
will review your current life insurance for free!!....without
obligation.
I
promise never to pester or impose.
Its your decision, simple as that, I just want you to be
informed........before anything
happens.
What
Type of Life Insurance Do I Need?
There
are all kinds of policies out there on the market.
Some policies give you money back, some do not.
Some policies, the premiums stay the same forever, some types the
premiums change after several years or change every year. Some are designed simply to pay off your mortgage and some
are guaranteed to be paid in full in a couple of years.
Do
you actually know what type of policy you have and when was the last
time you actually sat down and had it honestly reviewed?
I
certainly don’t have the space to go into all the details of all the
different kinds of policies,
endorsements and riders. However,
I am very knowledgeable in the life insurance field and would be more
than happy to review your policy. I
promise to give you a brutally honest opinion without obligation or any
type of expectations.
I just want to make sure you know what you have........ what you
are paying for......... and what you actually need.
Just
How Little Does It Cost For Life Insurance?
People
don’t understand just how inexpensive life insurance can be. The younger you buy it the less expensive it is.
The longer you wait the more expensive it becomes.
When
folks say they can’t afford Life Insurance
I am Amazed!!!!!
I
know money is tight at times, I also have a mortgage, car payments and
two kids to raise. But when
you break this example down to the daily cost, it is actually
ridiculous. Especially when
you compare the daily cost to every day items that we all consume:
| Can
Of Soda |
.75
Cents |
|
Gallon
of Gasoline |
$1.39 |
| Happy
Meal |
$2.69 |
|
Large
Pizza |
$6.99 |
It
can happen and eventually it will happen to you......
Do you have enough life insurance, do you actually know what kind
of life insurance you have. When
was the last time your life insurance policy was reviewed and can you
actual say to your spouse and children, we can’t afford it!
But How Much Life Insurance Do I Actually Need?
To keep
it simple and not get to confusing you need at least enough life
insurance to pay off your bills. Then
if you can afford more, you need some cushion, to help your spouse get
back on their feet and get accustom to living on only one income.
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